Swyft Filings Review: Fast Formation, Questionable Value (2025 Honest Assessment)

By Jake Lawson, LLC Formation Strategist

I’ll cut straight to the point: Swyft Filings is one of those companies that does exactly what they promise—fast LLC formation—but charges you for a bunch of services you can get for free or much cheaper elsewhere.

After testing their service for three different client LLCs and tracking their performance for over two years, I can tell you that Swyft Filings falls into the “decent but overpriced” category of formation services. They’re not a scam, but they’re not the best value for your money either.

Here’s my complete assessment of what Swyft Filings does well, where they fall short, and whether they deserve your business in 2025.

Swyft Filings Overview: The Good and the Questionable

Company Founded: 2015 (relatively new in the formation space)
States Served: All 50 states
Pricing Range: $49 – $299 plus state fees
Primary Selling Point: Fast processing times

My Quick Take: Swyft Filings delivers on speed but nickels and dimes you with upsells for services that should be included or that you can get for free elsewhere.

Swyft Filings Pricing: Where the Problems Start

Swyft Filings offers three packages, and like most formation companies, the real story is in what they don’t include:

Basic Package: $49 + State Fees

What You Get:

• LLC formation filing
• Name availability check
• Basic customer support

What’s Missing: Pretty much everything else you actually need

Standard Package: $149 + State Fees

Adds:

• EIN filing ($70 value they claim)
• Operating agreement template
• Banking resolution document

Premium Package: $299 + State Fees

Adds:

• Business website (basic)
• Expedited processing
• One year of web hosting

Jake’s Pricing Reality: The Standard package charges you $100 extra for services worth maybe $30 in real value. The EIN alone is free from the IRS and takes 10 minutes to get yourself.

Service Quality Assessment: What I Found in Testing

I’ve used Swyft Filings for three different client formations over the past two years. Here’s what I discovered:

Processing Speed: They Deliver on Their Promise

• Timeline: 3-5 business days with expedited service
• Communication: Regular updates via email and online dashboard
• Accuracy: All three filings were completed correctly without errors

Jake’s Speed Assessment: They’re genuinely fast. Not the fastest I’ve seen, but consistently quicker than most competitors.

Customer Service: Decent but Sales-Heavy

• Phone Support: 9 AM – 6 PM CST, generally knowledgeable reps
• Response Time: Usually within 24 hours for email inquiries
• Sales Pressure: Moderate upselling during calls, but not aggressive

My Customer Service Experience: Reps know their stuff, but they’re clearly trained to push additional services. Not the worst I’ve encountered, but not as straightforward as I prefer.

Document Quality: Standard Industry Templates

• Operating Agreements: Basic templates that cover essentials
• Banking Resolutions: Standard documents that work for most banks
• Formation Documents: Properly completed state filings

Jake’s Document Assessment: Nothing special, but competent. You’re getting basic templates, not customized legal documents.

The Upsell Problem: Where Swyft Filings Gets Expensive

This is where Swyft Filings loses me. They’ve turned upselling into an art form:

Expensive “Value-Added” Services

• EIN Filing: $70 (IRS provides this free in 10 minutes)
• Operating Agreement: $35 (basic template you can get free online)
• Banking Resolution: $30 (unnecessary if you have an operating agreement)
• Expedited Processing: $50-150 (varies by state, often unnecessary)

Third-Party Service Maze

• Registered Agent: Provided by LegalCorp, not Swyft Filings
• Tax Consultation: Handled by 1-800-Accountant
• Web Services: Different third-party provider
• Compliance Alerts: Another separate system

Jake’s Upsell Reality: You end up dealing with multiple companies for services that should come from one provider. It’s confusing and creates potential service gaps.

Registered Agent Service: Overpriced and Outsourced

Swyft Filings charges $149/year for registered agent service provided by LegalCorp.

What You Get:

• Legal document receipt and forwarding
• Online dashboard for document access
• Email notifications for important mail
• Compliance deadline reminders

The Problems:

• Price: $149/year is above average (good services cost $100-125)
• Auto-Renewal: Automatic price increases after first year
• Third-Party Issues: You’re dealing with LegalCorp, not Swyft Filings
• Cancellation Complaints: Multiple customer complaints about difficulty canceling

My Registered Agent Assessment: Service quality is fine, but you can get better value elsewhere. The auto-renewal price increases are particularly annoying.

Customer Reviews: Mixed Signals Worth Noting

Here’s what real customers are saying:

Positive Feedback:

• Fast processing times as advertised
• User-friendly online dashboard
• Responsive customer service during formation
• Good compliance reminder system

Negative Feedback:

• Difficulty canceling services
• Unexpected auto-renewals and price increases
• Hidden fees not clearly disclosed upfront
• Sales pressure for unnecessary add-ons

Review Platform Breakdown:

• Trustpilot: 4.7/5 stars (but many reviews seem incentivized)
• Better Business Bureau: 4.33/5 stars (no BBB accreditation)
• Google Reviews: 1.6/5 stars (concerning disparity)

Jake’s Review Analysis: The huge disparity between Trustpilot and Google reviews is a red flag. Google reviews are harder to manipulate and often more honest.

Swyft Filings vs. Better Alternatives

Let me show you how Swyft Filings compares to services I actually recommend:

Swyft Filings vs. Northwest Registered Agent

Swyft Filings Standard: $149 + state fees

• Basic LLC formation
• Overpriced EIN filing
• Template operating agreement
• Third-party registered agent

Northwest Basic: $39 + state fees

• LLC formation
• First year registered agent included
• No upsells or hidden fees
• 20+ years in business

Jake’s Verdict: Northwest provides better value and more honest service for $110 less.

Swyft Filings vs. ZenBusiness

Swyft Filings Standard: $149 + state fees

• Basic formation package
• Multiple upsells
• Third-party services

ZenBusiness Standard: $49 + state fees

• LLC formation
• Registered agent included
• Operating agreement template
• Worry-free compliance

Jake’s Verdict: ZenBusiness matches Swyft Filings’ features for $100 less with better integration.

When Swyft Filings Might Make Sense

I’m trying to be fair here. Swyft Filings might work for you if:

Speed Is Your Only Priority

• You need formation completed within 3-5 days
• You don’t mind paying extra for fast service
• You’re not price-sensitive about formation costs

You Like Hand-Holding

• You want someone to handle every detail (even unnecessary ones)
• You don’t mind paying for services you could do yourself
• You prefer having everything done through one checkout process

You’re Not Comparison Shopping

• You haven’t researched other formation services
• You don’t mind paying premium prices for standard services
• First service you found seems good enough

Jake’s Reality Check: Even if these apply to you, there are better options that provide similar or better service for less money.

Red Flags I Can’t Ignore

After testing Swyft Filings and researching customer experiences, these concerns stand out:

Pricing Transparency Issues

• Hidden auto-renewal price increases
• Expensive services bundled with “free” marketing
• Third-party service fees not clearly disclosed upfront

Customer Service Disconnect

• Formation handled by Swyft Filings
• Registered agent issues handled by LegalCorp
• Tax questions referred to 1-800-Accountant
• Web services handled by another company

Cancellation Complaints

• Multiple reports of difficulty canceling services
• Auto-renewal fees charged without clear consent
• Complex process to switch registered agents

My Professional Concern: When customers consistently complain about the same issues (cancellation difficulties, surprise fees), it indicates systemic problems, not isolated incidents.

Better Alternatives I Actually Recommend

Instead of Swyft Filings, consider these services I’ve tested and trust:

Northwest Registered Agent: My Top Pick

• Price: $39 + state fees
• Includes: First year registered agent, no upsells
• Experience: 20+ years in business
• Service Quality: Consistently excellent, direct service

ZenBusiness: Best Value for Features

• Price: $49 + state fees
• Includes: Registered agent, operating agreement, compliance alerts
• User Experience: Clean interface, honest pricing
• Support: Good customer service, reasonable policies

IncFile: Comprehensive Service

• Price: $0 + state fees (basic package)
• Includes: Formation service, registered agent first year
• Add-Ons: Reasonably priced additional services
• Track Record: Established company with good reputation

My Final Verdict on Swyft Filings

Overall Rating: 6.5/10

Strengths:

• Fast processing times as advertised
• User-friendly website and dashboard
• Competent document preparation
• Decent customer service during formation

Weaknesses:

• Expensive for what you get
• Heavy upselling of unnecessary services
• Third-party service complications
• Customer complaints about cancellations and auto-renewals

Bottom Line: Swyft Filings does what they promise but charges premium prices for standard services. You can get equal or better service for significantly less money elsewhere.

Jake’s Recommendation

Don’t Use Swyft Filings If:

• You’re price-conscious about formation costs
• You want straightforward, honest pricing
• You prefer dealing with one company for all services
• You’ve heard customer complaints about cancellation issues

Consider Swyft Filings Only If:

• Speed is your absolute top priority
• You don’t mind paying premium prices
• You’re comfortable dealing with multiple service providers
• You like having every possible service offered in one place

My Strong Preference: Choose Northwest Registered Agent for honest pricing and excellent service, or ZenBusiness for comprehensive features at fair prices.

How to Choose the Right Formation Service

Instead of settling for Swyft Filings’ mediocre value, use this framework:

Evaluate Your Priorities

1. Price vs. Speed: Do you need fast formation or good value?
2. Service Level: Do you want full-service or just basic formation?
3. Ongoing Needs: Will you need registered agent and compliance services?
4. Experience Level: Are you comfortable handling some tasks yourself?

Research Before You Buy

1. Compare total costs including all required services
2. Read recent customer reviews on multiple platforms
3. Test customer service with questions before purchasing
4. Understand cancellation policies and auto-renewal terms

Choose Based on Value, Not Marketing

• Don’t be swayed by “fast processing” claims if other services meet your timeline
• Question any service charging significantly more than competitors
• Avoid companies with consistent customer complaints about the same issues
• Prefer providers with transparent pricing and no hidden fees

Ready to form your LLC with a service that provides honest value? I’ve negotiated special rates with the formation services I trust most. Check out our recommended LLC formation services for side-by-side comparisons, or read our detailed service reviews to find the right provider for your specific needs.

Remember: the cheapest formation service isn’t always the best value, but the most expensive definitely isn’t either. Choose based on honest pricing, good service, and your specific business needs.

Jake Lawson has tested and evaluated over 25 LLC formation services. His recommendations are based on actual service experience, customer feedback analysis, and value assessment—not affiliate commissions or marketing relationships.